Tallahassee Personal Injury Lawyers Discuss FAQs on Florida Insurance

The Tallahassee personal injury lawyers of Nugent Law Firm, LLC have extensive experience with personal injury litigation throughout the state of Florida. Our law firm has offices in Huntsville, Alabama, Tallahassee, Florida, and eight locations in Georgia.

A Tallahassee personal injury lawyer at our firm offer answers to the following frequently asked questions about auto insurance in Florida:

What coverage does Florida law require for car insurance?

Florida requires insurance coverage as follows:

  • Personal Injury Protection (PIP): $10,000
  • Property Damage Liability (PDL): $10,000

Florida PIP covers you regardless of fault up to the limits of your policy.

If I do not have medical insurance, will my car insurance pay for my medical needs?
In Florida, PIP helps pay for certain medical expenses that arise from your accident. Since medical bills can be exorbitant after an accident, it is wise to investigate additional types of coverage.

How do I know I have enough insurance coverage?
Car accidents can result in significant expense. Speak to your insurance carrier to determine the proper coverage for your situation and what common coverage amounts are. Most motorists choose coverage above the basic requirements.

Should I accept the settlement the insurance company gives me?
Insurance companies are in business to make a profit. They routinely offer far less at first than they are willing to pay. To maximize the settlement, speak to a lawyer before accepting any offer to settle.

How come I did not receive a higher settlement for my Tallahassee car accident?
The amount of your car accident settlement depends on many factors including the extent and type of your injuries. The attorney you hire can also make a difference in the amount that you collect.

We come to you—within 24–48 hours

One of the things that differentiates our Tallahassee personal injury law firm is our strong belief that every member of our community should have complete access to the legal system. We understand that for many people, injury or financial circumstances make transportation to our office impossible. That's why we come to you—no matter where you are—within 24 to 48 hours. Let Ken’s Tallahassee team help you with a free case review. There are several ways to contact us:

  • Complete and submit the form on this page
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  • Call us toll free at 1-800-536-8300

Contact our office today for help anywhere in Florida, including Tallahassee, Gainesville, Pensacola, and Panama City.

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